Finally, I got smart. There is a law, Called the Fair Debt Collection Practices Act, or FDCPA, that regulates how debt collectors are allowed to contact you, including how often, where they can call, and what they can say.
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They are easy to hate, aren’t they? They call you and demand money for something you couldn’t pay for in the first place. They try to help you ‘find’ money by taking out additional loans, or by borrowing from family. They want you to make payments. They are even willing to waive the interest they charged you. When you have a credit card, there are times you may slip up and charge a bit too much. You think ‘Well, it is just a couple of bucks. I’ll make a payment and everything will be fine’. But is it fine? Really? I talk to a lot of people that are in the credit repair game for the wrong reason. They are looking for MORE credit, a new car, a new house, or the ability to carry that shiny gold card. However, they have yet to fix the problem that got them in trouble in the first place. I see a lot of ads for ’30 Day Credit Repair’ or ‘Credit Repair Fast’. The ads are on the radio, on the internet, and I wouldn’t be surprised if they show up in your mail box. Your life is already tough. Going through a divorce is one of the hardest things you will ever do. It touches every part of your life, and you need to protect yourself while going through it. Your life is already tough. Going through a divorce is one of the hardest things you will ever do. It touches every part of your life, and you need to protect yourself while going through it. Remember, it is you taking care of yourself now. You HAVE to stop thinking about things as a member of a couple, and start thinking about things as a single person again. Debt collection companies are serious about finding you. They pull out the stops to try to make sure they can get your money. The first couple of entries are already on YouTube, and you can see them here: n Tip 1, I am asking you to start managing your money. This is critical! You are starting fresh, and it is very easy right now to damage your credit. Debt collection companies are serious about finding you. They pull out the stops to try to make sure they can get your money. The first couple of entries are already on YouTube, and you can see them here: In Tip 6, I discuss how changing your spending habits now can help you in your new life, especially if your financial status will change. Debt collection companies are serious about finding you. They pull out the stops to try to make sure they can get your money. The first couple of entries are already on YouTube, and you can see them here: In Tip 6, I discuss how changing your spending habits now can help you in your new life, especially if your financial status will change. Debt collection companies are serious about finding you. They pull out the stops to try to make sure they can get your money. The first couple of entries are already on YouTube, and you can see them here: In Tip 6, I discuss how changing your spending habits now can help you in your new life, especially if your financial status will change. Debt collection companies are serious about finding you. They pull out the stops to try to make sure they can get your money. The first couple of entries are already on YouTube, and you can see them here: |
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