Comments for Brent's Credit and Debt blog http://mycreded.com/wordpress_blog Articles, Videos, Books and Advice on Credit, Debt Collection, Paying Down Debt, and Personal Finance Tue, 25 May 2010 02:01:37 +0000 hourly 1 http://wordpress.org/?v=3.0 Comment on How Can I Stop Collection Calls? by admin http://mycreded.com/wordpress_blog/2009/05/24/how-can-i-stop-collection-calls/comment-page-1/#comment-2199 admin Tue, 25 May 2010 02:01:37 +0000 http://mycreded.com/wordpress_blog/2009/05/24/how-can-i-stop-collection-calls/#comment-2199 Hi Bruce, The FDCPA only covers collection agency, although most credit card companies abide by it. Brent Hi Bruce,

The FDCPA only covers collection agency, although most credit card companies abide by it.

Brent

]]> Comment on How Long Can Debt Collectors Come After Me? by Crosby Reyes http://mycreded.com/wordpress_blog/2008/03/04/cc5-how-long-can-debt-collectors-come-after-me/comment-page-1/#comment-2190 Crosby Reyes Mon, 24 May 2010 12:15:55 +0000 http://creditconundrum.wordpress.com/?p=7#comment-2190 Good info here, I’ve come across a few pages now with similar info. I am currently trying to get debt free, so pages can be a real help. Good info here, I’ve come across a few pages now with similar info. I am currently trying to get debt free, so pages can be a real help.

]]> Comment on How Can I Stop Collection Calls? by Bruce http://mycreded.com/wordpress_blog/2009/05/24/how-can-i-stop-collection-calls/comment-page-1/#comment-2156 Bruce Sat, 22 May 2010 03:47:36 +0000 http://mycreded.com/wordpress_blog/2009/05/24/how-can-i-stop-collection-calls/#comment-2156 Is the FDCPA Law for Collection Agency (3rd party) only or does it cover the actual credit card company that is calling you direct? Is the FDCPA Law for Collection Agency (3rd party) only or does it cover the actual credit card company that is calling you direct?

]]> Comment on Credit Cards and the Law – New Law Gets Rid Of Universal Default by Barry http://mycreded.com/wordpress_blog/2009/05/25/credit-cards-and-the-law-new-law-gets-rid-of-universal-default/comment-page-1/#comment-2088 Barry Fri, 14 May 2010 13:54:28 +0000 http://mycreded.com/wordpress_blog/2009/05/25/credit-cards-and-the-law-new-law-gets-rid-of-universal-default/#comment-2088 Good information, take note and get out of debt. Barry <a href="http://personalfinanceandinsurance.blogspot.com" rel="nofollow"> Good information, take note and get out of debt.
Barry

]]> Comment on How Can I Stop Collection Calls? by London Harney http://mycreded.com/wordpress_blog/2009/05/24/how-can-i-stop-collection-calls/comment-page-1/#comment-2063 London Harney Tue, 11 May 2010 11:58:33 +0000 http://mycreded.com/wordpress_blog/2009/05/24/how-can-i-stop-collection-calls/#comment-2063 Really appreciate you sharing this blog post.Really thank you! Really Cool. Really appreciate you sharing this blog post.Really thank you! Really Cool.

]]> Comment on What Is The Statute Of Limitations For My Credit Card? by A California Girl http://mycreded.com/wordpress_blog/2008/03/11/cc11-what-is-the-statute-of-limitations-for-my-credit-card/comment-page-1/#comment-1924 A California Girl Fri, 23 Apr 2010 17:04:58 +0000 http://creditconundrum.wordpress.com/?p=14#comment-1924 What is the SOL in California? By the way, I found it very entertaining the that Statute of Limitations' abbreviation is SOL; as in "the credit card company will be SOL in 6 years." Thanks! A California Girl What is the SOL in California?

By the way, I found it very entertaining the that Statute of Limitations’ abbreviation is SOL; as in “the credit card company will be SOL in 6 years.”

Thanks!
A California Girl

]]> Comment on Credit Cards and the Law – New Law Gets Rid Of Universal Default by fran http://mycreded.com/wordpress_blog/2009/05/25/credit-cards-and-the-law-new-law-gets-rid-of-universal-default/comment-page-1/#comment-1740 fran Sat, 27 Mar 2010 15:01:07 +0000 http://mycreded.com/wordpress_blog/2009/05/25/credit-cards-and-the-law-new-law-gets-rid-of-universal-default/#comment-1740 this happened to me. no late payments in 20+ yeas. was late with one payment. And i sent it usual time but mail was late and FIA Credit services on another card, not the late one raised me from 11.9% to 29.9% across the other 2 cards i had. so any news on how i can lower that back down? this happened to me. no late payments in 20+ yeas. was late with one payment. And i sent it usual time but mail was late and FIA Credit services on another card, not the late one raised me from 11.9% to 29.9% across the other 2 cards i had. so any news on how i can lower that back down?

]]> Comment on The Top Five Reasons To Check Your Credit Report by Stephanie Treasure http://mycreded.com/wordpress_blog/2008/02/29/the-top-five-reasons-to-check-your-credit-report/comment-page-1/#comment-1381 Stephanie Treasure Thu, 11 Feb 2010 21:52:43 +0000 http://creditconundrum.wordpress.com/?p=4#comment-1381 I am actually scared to death to check mine. #1, I know my credit is in the toilet, but I am afraid to find out how deep in the toilet. #2, I view it as one of those weird fears, like a fear of public speaking. Nothing bad is going to happen to me if I check (the damage is already done) but I just prefer not to know. I ordered a free report about mid to late last year. I received the envelope, looked at it to verify it was my report and filed it. I guess I need to go take a look very soon even though its probably already outdated. I am actually scared to death to check mine. #1, I know my credit is in the toilet, but I am afraid to find out how deep in the toilet. #2, I view it as one of those weird fears, like a fear of public speaking. Nothing bad is going to happen to me if I check (the damage is already done) but I just prefer not to know. I ordered a free report about mid to late last year. I received the envelope, looked at it to verify it was my report and filed it. I guess I need to go take a look very soon even though its probably already outdated.

]]> Comment on Why Do I Have To Pay Taxes If I Settle My Debt? by Ken Faulkenberry http://mycreded.com/wordpress_blog/2008/03/15/cc15-why-do-i-have-to-pay-taxes-if-i-settle-my-debt/comment-page-1/#comment-1375 Ken Faulkenberry Thu, 11 Feb 2010 14:29:23 +0000 http://creditconundrum.wordpress.com/?p=15#comment-1375 Thanks for the good information. I have someone I'm trying to help that is going to owe taxes on forgiven credit card debt. The government never makes it easy! Ken Faulkenberry Thanks for the good information. I have someone I’m trying to help that is going to owe taxes on forgiven credit card debt. The government never makes it easy!
Ken Faulkenberry

]]> Comment on What Is The Bankruptcy Process and What Do All Those Terms and Dates Mean? by Alexander http://mycreded.com/wordpress_blog/2008/03/21/cc16-what-is-the-bankruptcy-process-and-what-do-all-those-terms-and-dates-mean/comment-page-1/#comment-1152 Alexander Sun, 10 Jan 2010 06:22:39 +0000 http://creditconundrum.wordpress.com/?p=18#comment-1152 Excellent job Brent! thanks for your clear and "no-BS" rundown of crucial facts. Excellent job Brent! thanks for your clear and “no-BS” rundown of crucial facts.

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