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	<title>Comments for Brent's Credit and Debt blog</title>
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	<link>http://mycreded.com/wordpress_blog</link>
	<description>Articles, Videos, Books and Advice on Credit, Debt Collection, Paying Down Debt, and Personal Finance</description>
	<lastBuildDate>Fri, 25 Dec 2009 12:19:59 +0000</lastBuildDate>
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		<title>Comment on Do You Really Need More Credit? by Credit Cards</title>
		<link>http://mycreded.com/wordpress_blog/2009/04/24/do-you-really-need-more-credit/comment-page-1/#comment-1074</link>
		<dc:creator>Credit Cards</dc:creator>
		<pubDate>Fri, 25 Dec 2009 12:19:59 +0000</pubDate>
		<guid isPermaLink="false">http://mycreded.com/wordpress_blog/?p=338#comment-1074</guid>
		<description>Easily, one of the best things I&#039;ve read today! Subscribed. :)</description>
		<content:encoded><![CDATA[<p>Easily, one of the best things I&#8217;ve read today! Subscribed. <img src='http://mycreded.com/wordpress_blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Comment on Are You Ready To Fix Your Credit? by Hipolito M. Wiseman</title>
		<link>http://mycreded.com/wordpress_blog/2009/04/01/are-you-ready-to-fix-your-credit/comment-page-1/#comment-1040</link>
		<dc:creator>Hipolito M. Wiseman</dc:creator>
		<pubDate>Sat, 19 Dec 2009 02:22:13 +0000</pubDate>
		<guid isPermaLink="false">http://mycreded.com/wordpress_blog/2009/04/01/are-you-ready-to-fix-your-credit/#comment-1040</guid>
		<description>Love the blog! Found it on Ask I have bookmarked it thank you for the credit tips.</description>
		<content:encoded><![CDATA[<p>Love the blog! Found it on Ask I have bookmarked it thank you for the credit tips.</p>
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		<title>Comment on Do You Really Need More Credit? by Issac Maez</title>
		<link>http://mycreded.com/wordpress_blog/2009/04/24/do-you-really-need-more-credit/comment-page-1/#comment-1039</link>
		<dc:creator>Issac Maez</dc:creator>
		<pubDate>Sat, 19 Dec 2009 02:21:02 +0000</pubDate>
		<guid isPermaLink="false">http://mycreded.com/wordpress_blog/?p=338#comment-1039</guid>
		<description>Love the blog! Found it on Bing I have bookmarked it thank you for the Financial tips.</description>
		<content:encoded><![CDATA[<p>Love the blog! Found it on Bing I have bookmarked it thank you for the Financial tips.</p>
]]></content:encoded>
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		<title>Comment on The $38.00 cup of coffee by Matthew C. Kriner</title>
		<link>http://mycreded.com/wordpress_blog/2009/03/30/212/comment-page-1/#comment-1038</link>
		<dc:creator>Matthew C. Kriner</dc:creator>
		<pubDate>Sat, 19 Dec 2009 02:18:01 +0000</pubDate>
		<guid isPermaLink="false">http://mycreded.com/wordpress_blog/?p=212#comment-1038</guid>
		<description>Love the blog! Found it on Google I have bookmarked it thank you for the credit tips.</description>
		<content:encoded><![CDATA[<p>Love the blog! Found it on Google I have bookmarked it thank you for the credit tips.</p>
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		<title>Comment on The Top Five Reasons To Check Your Credit Report by keala</title>
		<link>http://mycreded.com/wordpress_blog/2008/02/29/the-top-five-reasons-to-check-your-credit-report/comment-page-1/#comment-972</link>
		<dc:creator>keala</dc:creator>
		<pubDate>Sun, 06 Dec 2009 11:57:03 +0000</pubDate>
		<guid isPermaLink="false">http://creditconundrum.wordpress.com/?p=4#comment-972</guid>
		<description>great advice.  I do check mine regularly.  I think I need to check it today.  thanks.</description>
		<content:encoded><![CDATA[<p>great advice.  I do check mine regularly.  I think I need to check it today.  thanks.</p>
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		<title>Comment on Why Do I Have To Pay Taxes If I Settle My Debt? by Ethel</title>
		<link>http://mycreded.com/wordpress_blog/2008/03/15/cc15-why-do-i-have-to-pay-taxes-if-i-settle-my-debt/comment-page-1/#comment-969</link>
		<dc:creator>Ethel</dc:creator>
		<pubDate>Sat, 05 Dec 2009 14:47:52 +0000</pubDate>
		<guid isPermaLink="false">http://creditconundrum.wordpress.com/?p=15#comment-969</guid>
		<description>I always enjoy your informative articles.
I would like a comment on this scenario: a person is foreclosed on his property. The first loan did not do anything. The second lien has been trying to harrass him to pay the second loan. It&#039;s been more than a year and is threatening to sue. Is bankruptcy the only option?</description>
		<content:encoded><![CDATA[<p>I always enjoy your informative articles.<br />
I would like a comment on this scenario: a person is foreclosed on his property. The first loan did not do anything. The second lien has been trying to harrass him to pay the second loan. It&#8217;s been more than a year and is threatening to sue. Is bankruptcy the only option?</p>
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		<title>Comment on Why Do I Have To Pay Taxes If I Settle My Debt? by April C. Harris</title>
		<link>http://mycreded.com/wordpress_blog/2008/03/15/cc15-why-do-i-have-to-pay-taxes-if-i-settle-my-debt/comment-page-1/#comment-889</link>
		<dc:creator>April C. Harris</dc:creator>
		<pubDate>Mon, 16 Nov 2009 16:48:50 +0000</pubDate>
		<guid isPermaLink="false">http://creditconundrum.wordpress.com/?p=15#comment-889</guid>
		<description>Brain challenging post! I will share this to some I know who are having credit issues concerning stuff related to this post.</description>
		<content:encoded><![CDATA[<p>Brain challenging post! I will share this to some I know who are having credit issues concerning stuff related to this post.</p>
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		<title>Comment on What Is The Bankruptcy Process and What Do All Those Terms and Dates Mean? by Philip J. Germani</title>
		<link>http://mycreded.com/wordpress_blog/2008/03/21/cc16-what-is-the-bankruptcy-process-and-what-do-all-those-terms-and-dates-mean/comment-page-1/#comment-869</link>
		<dc:creator>Philip J. Germani</dc:creator>
		<pubDate>Thu, 12 Nov 2009 21:25:17 +0000</pubDate>
		<guid isPermaLink="false">http://creditconundrum.wordpress.com/?p=18#comment-869</guid>
		<description>Good, concise summary.  I am out of work and am fighting to survive.  All I can see is a bankruptcy on the horizon.  Is there ANY alternative for me?  I don&#039;t want to wreck my credit score, but I need food and shelter.

I am a lawyer and am considering hanging out a shingle, but it will take time to get a business going.  Plus, I have very little cash left.  

Also, the debt relief programs cannot help me because right now I have no income.  

I&#039;m caught in real Catch 22.  I have decided to have a consultation with a bankruptcy attorney.  Is that the next logical step?  As you can tell, I am rather desperate. 

By the way, I love your tweets!

Thank you.

Phil</description>
		<content:encoded><![CDATA[<p>Good, concise summary.  I am out of work and am fighting to survive.  All I can see is a bankruptcy on the horizon.  Is there ANY alternative for me?  I don&#8217;t want to wreck my credit score, but I need food and shelter.</p>
<p>I am a lawyer and am considering hanging out a shingle, but it will take time to get a business going.  Plus, I have very little cash left.  </p>
<p>Also, the debt relief programs cannot help me because right now I have no income.  </p>
<p>I&#8217;m caught in real Catch 22.  I have decided to have a consultation with a bankruptcy attorney.  Is that the next logical step?  As you can tell, I am rather desperate. </p>
<p>By the way, I love your tweets!</p>
<p>Thank you.</p>
<p>Phil</p>
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		<title>Comment on How Can I Stop Collection Calls? by klock</title>
		<link>http://mycreded.com/wordpress_blog/2009/05/24/how-can-i-stop-collection-calls/comment-page-1/#comment-730</link>
		<dc:creator>klock</dc:creator>
		<pubDate>Fri, 16 Oct 2009 15:12:23 +0000</pubDate>
		<guid isPermaLink="false">http://mycreded.com/wordpress_blog/2009/05/24/how-can-i-stop-collection-calls/#comment-730</guid>
		<description>Is the FDCPA Law for Collection Agency (3rd party) only or does it cover the actual credit card company that is calling you direct?</description>
		<content:encoded><![CDATA[<p>Is the FDCPA Law for Collection Agency (3rd party) only or does it cover the actual credit card company that is calling you direct?</p>
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		<title>Comment on Credit Cards and the Law &#8211; New Law Gets Rid Of Universal Default by Lisbeth Tanz</title>
		<link>http://mycreded.com/wordpress_blog/2009/05/25/credit-cards-and-the-law-new-law-gets-rid-of-universal-default/comment-page-1/#comment-715</link>
		<dc:creator>Lisbeth Tanz</dc:creator>
		<pubDate>Tue, 13 Oct 2009 21:17:58 +0000</pubDate>
		<guid isPermaLink="false">http://mycreded.com/wordpress_blog/2009/05/25/credit-cards-and-the-law-new-law-gets-rid-of-universal-default/#comment-715</guid>
		<description>Great news! But I have to agree with Yvonne about the banks. Their fees are ridiculous and seem arbitrary. Thanks for this information.</description>
		<content:encoded><![CDATA[<p>Great news! But I have to agree with Yvonne about the banks. Their fees are ridiculous and seem arbitrary. Thanks for this information.</p>
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