Do Debt Collectors Have Souls?
They are easy to hate, aren’t they?
They call you and demand money for something you couldn’t pay for in the first place. They try to help you ‘find’ money by taking out additional loans, or by borrowing from family. They want you to make payments. They are even willing to waive the interest they charged you.
They are the few, the mean, the Debt Collectors!
But how could someone do this? How could they spend their days trying to take your money? Don’t they have a SOUL?
Well, I’ll tell you, I have worked with collectors. I was working for a company that managed the debt that collectors go after. I worked on the computer systems, and they hire only the best and brightest.
To the people working in the background, it is just another job. They don’t talk to people with debt problems. They only work on the computer system.
Collectors, though, have a pretty tough work life. They spend all day on the phone, and 9 out of 10 calls aren’t answered. Very few people call back. And about half of the calls that connect have an irate person on the other end of the line who is sick of being harassed.
A really good collector will make a little over $20,000.00 per year. They are mostly young: college students, people looking for a bit of extra income, or people who are having a tough time finding other work.
They don’t particularly like their jobs. They hate being yelled at, and they hate trying to trick people into paying money they don;t have. They have heard every hard case story in the book, they are lied to, and they are often ignored.
Are they mean? Not really. They just have a mean job.
Are the natural liars? No, they are trained to manipulate.
Are they ethical? Most are, but the ones that aren’t give the entire industry a bad…I mean worse name.
For the most part they are people struggling to get by just as we all are. They really don’t deserve our hate. They aren’t malicious, they are just trying to make a buck. By stealing ours.
But I hate their calls anyway.
If you want to learn what NOT to say to a debt collector, download this article:
The Top 10 Questions a Debt Collector Might Ask You
